Health & Life Insurance for Business Owners & Teams
Protecting the People Behind the Business
Why Vista NW?
Fully independent advice- no bias, no sales quotas
Hands-on support from quote to claims
Integrated approach alongside your commercial insurance
Clear guidance on tax efficiency and affordability
Discretion,
speed, and transparency
At Vista, we help businesses and their owners look after what really matters: your people.
Whether it's health cover for employees or life insurance to protect your family and shareholders, we make it simple to put the right safeguards in place, with advice that’s clear, tailored, and tax-efficient.
We work closely with owner-managed businesses across Chester, North Wales, and the North West to build benefits that support retention, wellbeing, and peace of mind, without unnecessary complexity or cost.
Employee Health & Group Risk Cover
Attracting and retaining talent means offering more than a payslip. We design flexible, scalable benefit solutions that fit your size, industry, and growth goals.
Group Health & Risk Benefits:
Group Life Insurance (Death in Service)
Group Income Protection
Private Medical Insurance (PMI)
Critical Illness Cover
Cash Plans & Virtual GP Services
Employee Assistance Programmes (EAPs)
These can be tailored for:
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Key employees
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Directors only
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All staff on probation or post-qualifying period
Benefit: Group schemes are often tax-efficient, cost-effective, and easy to set up and we handle it all for you.
Director & Shareholder Protection
Running a business is a long-term investment, so we help protect what you’ve built.
Business Protection Includes
Key Person Cover – to protect against the loss of a founder, director, or lead generator.
Shareholder Protection – ensuring shares stay within the company in the event of death or serious illness.
Relevant Life Plans – tax-efficient personal life cover paid for by the business.
Executive Income Protection – covering director earnings if illness or injury strikes.
We’ll walk you through your options clearly, working alongside your accountant or financial adviser to ensure the most suitable structure.
Who We Work With
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SMEs with 30–150 staff
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Owner-managed and family businesses
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Directors and key personnel
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Businesses looking to reward, retain, and protect
Based in Chester, we cover businesses across Cheshire, Merseyside, North Wales, and surrounding areas.
Ready to review your employee benefits or director cover?
Call 01244 662025 or email us to start a conversation.
