Care Sector Insurance
Specialist protection for care homes and care providers
Why the care sector chooses Vista NW
Experience in high-risk, highly regulated environments
We understand your sector and the pressures you face.
Access to specialist care insurers
Ensuring you get strong cover, clear terms and competitive premiums.
A hands-on, advisory approach
We’re here to guide you - not leave you with a confusing policy document
A partner who supports you long-term
From claims handling to annual reviews, we stay close to your business.
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Care providers carry some of the most complex responsibilities of any sector. From safeguarding residents and supporting vulnerable individuals to maintaining skilled staff, managing medical-related risks and staying compliant with strict regulations, the pressure is constant.
At Vista NW, we work closely with care homes, nursing homes, supported living providers, domiciliary care organisations and specialist care facilities to build robust and realistic insurance programmes. We understand the operational challenges you face — and we know how vital it is that your cover responds quickly and effectively when something goes wrong.
Our independent approach means we can access a wide range of specialist care sector insurers to secure the right protection for your organisation.
Tailored cover for care providers
We arrange comprehensive insurance solutions across the key risks faced by the care sector, including:
Medical Malpractice Insurance - essential for care providers delivering personal, nursing or clinical services.
Professional Indemnity - protecting against claims linked to advice, care planning or professional judgement.
Public & Employers’ Liability - covering staff, residents, visitors and volunteers.
Management Liability (D&O) - protecting owners, managers and senior leaders from regulatory and operational exposures.
Safeguarding & Abuse Cover - specialist protection for sensitive and high-risk scenarios.
Property & Buildings Insurance - covering care facilities, medical equipment, adaptations and contents.
Business Interruption - safeguarding income if events disrupt day-to-day operations.
Cyber Insurance - protecting highly sensitive resident and medical data.
Fleet & Transport - for organisations providing resident transport or community care services.
Regulatory Support - helping you stay compliant with CQC requirements and industry standards.