top of page
Pink Poppy Flowers

Rising Costs? Your Insurance Bill Doesn’t Have to Be One

  • joe77822
  • May 1
  • 2 min read
ree

In a climate where energy prices, supplier costs, and wage bills are all climbing, it’s no surprise that SMEs are feeling the squeeze. Business owners across the UK are tightening their belts—but what many don’t realise is that one area still offers significant room for savings: business insurance.


At Vista NW, we work closely with SMEs across Cheshire, Merseyside, and beyond to help them navigate the changing insurance landscape. And right now, we’re seeing something worth shouting about: premium prices across many commercial insurance lines are actually coming down.


Why Are Business Insurance Premiums Falling?After years of hardening markets and rising premiums post-pandemic, the tide is finally turning. We’re seeing:


  • Increased competition between insurers

  • Better underwriting conditions

  • Fewer large-scale claim events

This combination means more favourable rates—particularly for well-managed, low-risk businesses.


What Does This Mean for Your Business?It means there’s a real opportunity to review your current insurance programme and potentially make significant savings—without compromising on cover.


If your business has:

  • Renewed a policy in the past 6–12 months without shopping around

  • Seen consistent year-on-year price increases

  • Not reviewed your risk profile with a broker

… then now is the perfect time to act.


Don’t Let Old Policies Cost You More


We understand that insurance isn’t always at the top of your priority list. But when margins are under pressure, every saving counts. A proactive review could free up budget that can be reinvested into your team, tech, or growth.


Why Work With Vista NW?


  • We specialise in supporting SMEs with tailored insurance advice

  • We’re independent, so we work for you—not the insurer

  • We know the local landscape but have national reach

  • We’re proactive, not reactive—always looking ahead for your business


Let’s Talk Savings


Think of this as a financial health check for your business insurance. If it’s been a while since your last review, or you’re simply unsure if you're getting good value, let’s chat.


📞 Call us on 01244 662025  📧 Email us at info@vnwl.co.uk🌐 Or get in touch here: https://vnwl.co.uk/contact

 
 
bottom of page